Work involves various risks, and accidents can happen when you least expect it. The Social Insurance Institution (ZUS) pays one-time compensation to injured employees, and after the latest updates, the rates have increased significantly. Find out how the disability benefits table works and how much money you can expect.
What is the ZUS health impairment table?
The Health Damage Table is an official list used by ZUS medical examiners. It contains a detailed list of injuries, organ damage, and occupational diseases, along with the percentage ranges assigned to them. As detailed in the website: ukrainianinpoland.pl in its guide, the final amount that will be transferred to the injured employee’s account from accident insurance depends on the established percentage.
ZUS takes into account health impairment in two categories: long-term (when the impairment of body functions lasts more than 6 months, but there is a chance of improvement) and permanent (when the damage is irreversible and there is no prognosis for recovery).
Higher compensation rates after the update
The beginning of April is traditionally the time for updating accident benefit amounts. Based on the latest figures, rates have been increased again.
To illustrate: if, after treatment for a complex fracture, the medical examiner determines that the employee has suffered a 5% impairment, a large lump sum compensation will be paid. Fact in your benefits statement points out that the amount of the lump sum compensation is updated annually and amounts to 20 percent of the average salary for each percent of the impairment. The exact tables and current amounts can always be verified at official website of the Social Insurance Institution.
Who can apply for money and when?
It’s worth remembering that the process of applying for lump sum compensation has its own strict rules. To receive funds, you must first be covered by accident insurance. It’s crucial that the medical examiner assesses the degree of injury only after after complete treatment and rehabilitation.
In addition, it is necessary to collect the appropriate documents:
- post-accident documentation – correctly completed and prepared by the employer,
- medical certificate of health – i.e. the official ZUS N-9 form,
- treatment history – employees should carefully collect all medical records from the very beginning.
It is these documents that the commission’s final decision depends mainly on.
Sources: ukrainianinpoland.pl / fakt.pl / zus.pl
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